What are the best personal finance apps for iPhone and iPad and why should you use them? How do they help you to track and control your expenses?
Today we present you the best personal finance apps for both iPhone and iPad. So you can keep all your personal finances up to date from your smartphone. Control all your personal expenses and your home finances easily and quickly or even keep track of your business with these incredible applications. These iOS applications are free to download and will help you to balance accounts and be more aware of your finances.
From budgeting and tracking our expenses to saving some money each month and evaluating our investments, apps have become true financial assistants. They can help us achieve our economic goals.
Here we present 8 applications for personal finance that can be very useful in specific aspects of managing your money, such as saving or paying debts. Of course, always having the ability to manage your finances completely depends on you and not on an application. The application is only a tool that helps you achieve an end, but you have to achieve it with your own financial discipline.
The top 8 free personal finance apps for iPhone and iPad
Whatever your need, from being able to save money to buy a car to building an ideal investment portfolio, at least one of these money management apps will make your financial life much easier. Without further ado, let’s find out the best free money management apps for iPhone and iPad and how they work. Are you ready? Let’s start then.
On the other hand, do you want to make some real money using your iPhone or iPad? Then take a look at these iOS apps.
Money Manager Expense & Budget
Money Manager is considered the best personal finance app for its features and ease of use. This app has positive user reviews and excellent integrated features. Whoever took care of the Money Manager app development really thought about everything. There are two versions of this application: one free, the other paid, and more professional.
The app also makes use of the PC Editing function. This function allows you to make changes directly from a personal computer. With an integrated calculator, to facilitate the account phase, the Money Manager takes advantage of several interesting features. It allows you to view graphs of our accounts (income and expenses) to see the trend over time. Customize statistics and view them instantly. Do not miss the connection between the accounts and credit/debit cards and the ability to transfer funds between the accounts.
Mint: Personal Finance & Money
This application has an extremely simple and intuitive interface. It allows you to monitor your personal and family finances. You can also compare them with the preset budget, monthly or weekly.
The app tracks the activity of all its accounts and allows you to add specifications and details to each individual payment.
Among the most useful features are the updating of data in real-time and the possibility of drawing up totally personalized spending models.
As for the reports, Mint provides tables and graphs through which it is possible to clearly analyze the financial situation. You can protect all information entered into the app with a password. You can also track your credit score to be smarter, and no credit card is required.
Download Mint Personal Finance App
Spendee Budget & Money Tracker
Spendee is a free app for monitoring income and expenses, budget planning and money management. It is useful for those who want to keep track of daily expenses and analyze their spending habits.
To keep track of the cash flow, there are three options available to us. You can link bank accounts and all transactions will be automatically imported to the app. You can connect crypto-wallet and e-wallet to get a complete overview. And you can add cash expenses manually.
The app provides graphs to show the progress of expenses in a specific selected period and a graph of income and expenditure grouped in terms of percentage and total. So you can have a clearer view of your financial situation. In particular, we can find out where our money goes and if we spend less (or more) than we earn.
Oval Money
Oval Money is another good app in the finance category on the App Store. It works like a digital piggy bank thanks to which we can accumulate savings, monitor and control expenses, and invest.
This app allows you to set money aside every week based on your savings rules and habits. For example, we can decide to set aside a sum every time we are credited with the salary, setting the percentage. Every time we publish a post on Facebook or every time we reach a fitness goal, by connect Oval to Google Fit.
In the investment section, you can choose from a wide range of financial products. You can create the ideal investment portfolio by choosing the amount to invest each week. All in a few simple clicks.
Download Oval Money App
YNAB (You Need A Budget)
Another of the greats of the finance sector, recently updated and optimized. Like its competitors, it relies on capital savings through monthly budgets. It will help us control the various expenses we have. With YNAB, we will be able to see the different accounts that we have associated, add expenses, frequent operations, different budgets, control the different graphs and most importantly make a backup of our expenses. We can also protect access to our application with a password.
YNAB uses Cloud Sync to interconnect our computers and their different versions (Desktop and mobile). The reason for not using iCloud is the limitations of this to carry multiple accounts and expenses on different computers and synchronize them in order. Their system is based on FOUR rules to achieve our objectives.
Wallet – Personal Finance
Wallet is one of the top choices in our look at the best free budget and money management apps for both iPhone and iPad. It packs a lot and will really help you to get in control of your finances and remain in control.
It has some really useful extras. Wallet helps you flexibly plan your budget and monitor your expenses to keep track of how you spend money. It also helps you be an ally in developing and achieving long-term goals. The app comes with clear and panoramic graphs, which are easy to understand. Thus, the user always has useful information on the status of his finances, accounts and credit cards, cash and debts. The app is free but also includes subscription plans that offer more functionality.
Download Wallet Personal Finance App
Also, see the best free apps to save battery on your iPhone.
Receipt Bank Scanner and Tracker
Among the best finance apps for iPhone, the Receipt Bank scanner is also designed for the control of personal finances. Receipt Bank allows you to take photos of receipts and invoices. The application then extracts the main data from the images. In this way, it offers the user more efficient control and management of personal (or business) expenses.
The application perfectly meets the needs of small and medium-sized enterprises, but also of entrepreneurs, employees, and individuals.
Among the most interesting features is the possibility of storing invoices and receipts in the cloud. All by taking a simple photograph of the paper document. This allows you to accurately organize expenses and costs, both business and private, for the benefit of fully automated accounting. The app is also able to quickly extrapolate data from archived documents.
Visual Budget – Finances
The last app on our list is Visual Budget: expenses and Budget. It is an excellent tool for managing family and business accounting. It is simple to use and at the same time equipped with advanced analysis and grouping tools.
Several accounts can be managed simultaneously, grouping them into different groups. On the basis of a standard model adaptable to most situations, an income and expenses scheme is created.
We can budget each category and carefully monitor income and expenses. We can also enter financial transactions manually or by importing CSV or OFX files. The app also comes with numerous bar or pie charts. So you can quickly view the breakdown of transactions, changes in the balance sheet, and monitor the budget.
Why use an application to control expenses?
Although paper-based note-taking methods still have a good following, they have some clear drawbacks. For example, no matter how little it weighs or bulges, carrying a notebook in your purse or wallet adds one more object to everything we need for our day to day. If we change our purse and leave it behind, we find the need to take notes in another medium. It may mean that those notes are lost or end up never reaching the expense book. The same happens if we don’t have a pen.
However, who leaves home without a cell phone today? This has become an essential tool for practically everything, from communicating in real time to carrying your shopping list. Therefore, it is very practical to have an application to control expenses or even to interact with our accounts and bank cards to instantly catalog each movement.
That’s all for now, friends. These are some of the best free financial apps for both iPhone and iPad. With these apps and your own financial discipline, you can control your daily expenses and save some money. Also, see the best free wallpaper apps for your Apple devices. Thank you.